How to make a BCA credit card for ACC speed
Few people think the method of making a BCA credit card is very difficult. BCA is the largest private bank in Indonesia. In the community from year to year BCA is growing into the best private bank in terms of products, services and so on.
Services and products are provided by the BCA, one of which is a credit card. Of the various types of credit cards the bank has offered, it can be said that credit cards from the BCA have many enthusiasts. Even every day, there are people who are interested in applying for a BCA credit card.
The Red C card is now like menjaneed, especially in mas it is now, compared tokan bymaking a cash payment, paying byusing a credit card is considered more fun and practical.We only have to pay all the fees at the end of the month.
Even for business people, credit cards are very useful because they can be used to purchase goods for production needs before and at the end of the month, just making payments based on the amount of bills. If you’re more interested in using a BCA credit card, here’s how to make a BCA credit card and complete information.
The advantages of having a BCA credit card
Having a BCA credit card will certainly provide various benefits compared to credit cards from other banks. First benefit, you can enjoy a lot of competitive credit. All the BCA credit cards you use either Visa or Master Card, all have very attractive interest rates.
Second, you can easily shop abroad. You can shop abroad by using a credit card from the BCA safely and safely, other than foreign exchange rates owned by this credit card are very low. The BCA even provides THE BCA Travel service, which will help you during your overseas vacation.
Third, the payment is received in real time. If you make a credit card payment using BCA ATM, BCA Byphone or by using ber as a transaction location from the BCA, automatically automatically the limited number you have immediately increased at the time, even if you make a holiday payment.
Fourth, it has a very wide network of merchants. The way BCA credit cards are sought is so sought, one of them is because of this benefit.The merchant network that owns BCA credit cards is very extensive, even supported by more than 1200 branches spread across the country. The BCA has even partnered with 6500 merchants.
The type of CC BCA you should know
The BCA provides a wide selection of credit card categories and is divided according to payment. In addition, the limits of this credit card vary, so you can adjust to your needs and income. Here’s more information about choosing the BCA credit card type:
- The BCA card. A large number of cards included in the BCA card category, such as daily cards. The limit of the card is IDR 3 million and has an annual fee of 125 billion IDR. There is also a Platinum card with a limit of 20 million IDR, and an annual fee of 250 thousand IDR. Finally, there is an Indomaret card with a limit of 3 million IDR and an annual fee of 125 thousand IDR. The method of making A BCA credit cards is very simple.
- BCA Mastercard. In the BCA Mastercard category, the platinum category is limited to IDR 20 million while the annual fee is IDR 450 thousand, the black category has a limited IDR 20 million and an annual fee of 450 thousand IDR, the latter being Matahari Mastercard, a limit of 3 million and an annual fee of 125 thousand IDR.
- BCA Visa Card. Visa Batman has an annual fee of 125 thousand IDR and 3 million IDR limits, the IDR Black Visa Limit of 20 million and the annual fee of IDR 450 thousand, Singapore Airlines Visa, the annual fee of IDR 500 thousand and the IDR limit of 20 million. How to make a BCA Black credit card is very difficult, but the limits given are big.
- BCA JCB card. The BCA JCB card category is divided into two categories, i.e. national privileges and world privileges. This credit card product is actually a special product to provide information about annual fees and card limits, you can contact BCA directly.
How to make a BCA credit card
Before making a credit card from the BCA, you must ensure that you have complied with the regulations provided by the BCA, such as the minimum age of the card applicant is 21 years and a maximum of 65 years, then the lowest monthly income is Rp. 4 million and for some cards at least Rp. 3 million.
Documents to be prepared when you want to apply for cards such as id cards, proof of income for employees and professionals. If you are a self-employed person by a profession, you have to be connected to financial reports. In addition, other files such as a copy of the savings account. NPWP, a professional license for all of you who work as a professional and the act of establishing a business for those who work on their own.
If various types of documents are completed, how to make a BCA credit card can be done online and online.If you want to apply online, you can go through the BCA website directly or through financial services that have collaborated with the BCA.
If you choose to apply for an online credit card, you just have to visit the nearest BCA branch, bringing documents. Later, customer service will help you process applications for card applications. Fill in every form provided by customer service, make sure to be fully filled. To be able to process cards faster.
Tips for using BCA credit cards to be accepted
Although it is very easy to create a BCA credit card, in order for your credit card application to be accepted, you must meet the terms.You must complete all the documents requested by the bank.In addition, make sure that the documents requested are in line with your needs, so that the application can be processed quickly.
Second, be sure to have a good credit history. The BCA bank certainly doesn’t want to accept applications if you have a bad credit history. So make sure you don’t have an installment rate or credit history that has not performed for at least the past 6 months. If you are still installed, be sure to pay on time.
Third, the income is consistent with the conditions set by the bank. It is explained that the minimum income must be IDR 3 million and there are some cards at IDR 4 million. Make sure your income is right. Some types of jobs can be very risky, if you can start saving using the BCA to have enough savings there.
Fourth, there is enough savings in bcA accounts. After all, it will be easier if you have enough money in your BCA account, or have been a BCA customer for many years. By becoming a loyal customer, the bank will certainly consider your application well.
A BCA credit card can be the best option for those of you who want to have a credit card with a professional and complete service, especially since the offer provided every month is very attractive. The method of making a BCA credit card is still very simple and the process is very fast, so what you are waiting for.